Invoicing, VAT, payroll, bank reconciliation, and AI bookkeeping — all in one place. HMRC-ready from day one.
✓ No credit card required · ✓ MTD VAT ready · ✓ Cancel anytime
HMRC Making Tax Digital (MTD) compliant
Submit VAT returns, ITSA quarterly updates, and RTI payroll directly to HMRCMargin brings your entire financial operation into a single, beautifully designed system.
Create professional invoices and quotes with automatic VAT, sequential numbering, email delivery, and a customer payment portal.
Import bank statements via CSV or connect via Open Banking. Auto-match transactions and categorise with one click.
Calculate your VAT boxes automatically and submit directly to HMRC via Making Tax Digital. No bridging software needed.
Run payroll with PAYE, NI, and pension calculations. Submit Full Payment Submissions to HMRC and generate payslips and P60s.
P&L, balance sheet, cash flow, aged debtors, trial balance, and custom report builder — all with date ranges and CSV export.
Let AI categorise transactions, flag anomalies, draft invoices for returning customers, and give you cash flow insights.
Track supplier bills through their full lifecycle, link to purchase orders, and manage supplier relationships in one place.
Track stock movements with AVCO and FIFO valuation, reorder alerts, and full stock take functionality.
Log billable hours against projects and customers. Convert time entries directly into invoice line items.
No accountant needed to get started. Margin guides you through setup and keeps your books clean from day one.
Enter your company details, VAT number, and bank account. The onboarding wizard takes less than 3 minutes.
Import a CSV or connect via Open Banking for automatic nightly transaction sync. Rules categorise everything for you.
Start sending invoices, reconciling transactions, and submitting VAT returns — all from one dashboard.
Margin uses AI to handle the tedious parts of bookkeeping — so you can focus on running your business.
Cash flow alert: Based on your recurring bills and outstanding invoices, you may face a shortfall of £3,200 in 6 weeks. Consider chasing 3 overdue invoices totalling £4,800.
Amazon Web Services — Software & Cloud (100%) · VAT 20% · Assigned to project: Website Rebrand
Transaction of £4,200 to "ACME Supplies" is 3× higher than your typical spend with this supplier. Review before reconciling.
14-day free trial on all plans. No credit card required.
Everything a small business needs to stay on top of finances.
For practices managing clients on Margin.